About

Your Expert Problem-Solver in Complex Mortgages

With nearly a decade of experience navigating Canada’s most challenging mortgage landscapes, I’ve built my reputation as a problem-solver and advocate for clients in tough financial situations. I specialize in turning “no” into “yes” and delivering outcomes that change lives.

I’m not here for the cookie-cutter cases. My expertise lies in tackling the complicated: business owners with unique income structures, high-net-worth clients, and individuals who have been declined elsewhere. As a direct-to-consumer refinance specialist, I offer bold solutions with efficiency and integrity.

My Track Record Speaks for Itself

My approach isn’t just about numbers—it’s about understanding your unique situation, finding the right strategy, and executing it with precision. Over the years, I’ve refined the skills and relationships needed to:

Collaborate with appraisers, lawyers, and industry experts to streamline the process.
Navigate complex credit situations, from improving scores to resolving unpaid collections.
Package and present deals that lenders trust, thanks to my ability to structure them strategically.

With access to private lending solutions and a deep understanding of alternate lending policies, I’m in the top tier of Canadian mortgage professionals who can truly solve the unsolvable.

Kristi Hyson

"I am a skilled mortgage problem solver. Let me see how I can help solve yours.
Reach out to me today to start the process"

Why Clients Choose Me

I don’t waste your time with false promises or endless back-and-forth. If I take on your case, it’s because I know I can get it done—and get it done right. My clients appreciate my direct approach, empathy for their challenges, and unwavering commitment to their success.

I am here to:

Simplify the mortgage process, so you can focus on what matters most.
Protect your equity and minimize fees.
Deliver solutions with integrity and professionalism.

My Team

Ron Richards

Licensed Mortgage Broker

ron@ronrichards.ca
403-801-3338

As an independent mortgage specialist based in Calgary, I work for you—not the banks. My job is to simplify the mortgage process, find the best solutions for your unique situation, and ensure your confidence every step of the way.

With access to dozens of lenders and a wide range of mortgage products, I can provide options that fit your needs—whether you’re a first-time homebuyer, renewing, refinancing, or investing. My clients appreciate my straightforward advice, quick communication, and commitment to getting the details right.

Buying a home is one of the biggest financial decisions you’ll ever make. I take pride in guiding clients through that process with clarity and care, ensuring they get not only a competitive rate but also the right mortgage strategy for the long term.

When I’m not helping clients, you’ll find me exploring Calgary’s local community, enjoying time with friends and family, or planning my next travel adventure.

If you’re ready to start your mortgage journey—or want answers to your questions—I’d be happy to help.

Newton Galicia

Unlicensed Mortgage Underwriter

underwriting@kristihyson.com

With over seven years of experience in the banking industry, I specialize in supporting clients through the mortgage underwriting process. I strive to help each client with their unique situation.

As an unlicensed mortgage underwriter, I bring a strong background in financial analysis, risk assessment, and customer service. I am passionate about helping our team achieve the goals for our clients, whether it is purchasing a home or refinancing.

While away from the office, I enjoy spending time with family and friends and cheering on my favourite sports team.

I Will Be Your Advocate

I work with you and for you, bridging the gap between your financial needs and the best lending solutions available.  My role is to understand your unique situation, advocate for your interests, and collaborate with lenders to secure a solution that works. When you partner with me, you’re not just hiring a mortgage broker—you’re gaining a dedicated problem-solver who is committed to achieving your best possible outcome.

Let’s Get Started

When others see a problem, I see potential. Together, we’ll find the solution that works for you.

Email: kristi@kristihyson.com
Call: 403-471-5884
Office Hours: Monday to Friday, 9:00am-5:00pm